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Paperwork needed for Refinance in Houston, TX
1. Personal Identification:
Government-issued ID: Such as a driver's license, passport, or state ID to verify your identity.
2. Income Verification:
Pay Stubs: Typically, the last two months of pay stubs to confirm your income.
Tax Returns: Generally, the last two years of federal tax returns including all schedules and W2s.
Profit & Loss Statements (if self-employed): If you're self-employed, provide profit and loss statements for the last two years.
3. Asset Documentation:
Bank Statements: Recent statements for checking, savings, investment, and retirement accounts.
Property Documents: Information about any other real estate you own, including mortgage statements.
4. Property Information:
Mortgage Statements: Copies of your current mortgage statement.
Homeowners Insurance: Details of your current homeowners' insurance policy.
5. Additional Information (if applicable):
Divorce Decree: If you pay or receive alimony or child support.
Bankruptcy or Foreclosure Documentation: If you've previously filed for bankruptcy or experienced a foreclosure.
Houston Mortgages' Assistance:
Our team at Houston Mortgages is committed to making the paperwork process as smooth as possible. We'll guide you through the required documentation, offering personalized support to ensure accuracy and efficiency.
Getting Started:
To initiate the refinancing process, gather the necessary documents listed above. Our experts at Houston Mortgages will then review your information and guide you through the subsequent steps, making the refinancing journey hassle-free and efficient.
Trust in Houston Mortgages:
With our expertise in refinancing and commitment to personalized service, Houston Mortgages ensures a streamlined process for your refinancing needs in the vibrant Houston, TX area. Experience a seamless transition with our dedicated team by your side.
Disclaimer: loan terms and requirements can vary. We recommend discussing your specific situation with our experts for personalized guidance.